Personal Banking

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You, First and Foremost

At First National Bank of Michigan, we value you, your business and the community we’re proud to serve. Since our inception in 2006, we’ve delivered exceptional financial solutions by working together with customers like you to build personal, lasting relationships.

From the smallest transactions to those life-changing moments, we’re here for you.

Because Together, We are First.

Our Personal Banking Products

We offer the following great products for our banking customers:


We’ll help remove the red tape from buying a new home. Our experienced mortgage professionals are here to evaluate your situation, and find the mortgage that best fits your needs and lifestyle. We’ll answer your questions and concerns, and do everything possible to ensure your buying experience is stress-free, so you’re ready to make that house you love your home.

Personal Loans

We can help you achieve your goals and dreams! Whether you’re looking to build or make a large purchase, our personal loan professionals will determine the right personal loan for your borrowing needs. Our streamlined loan application process will help you realize your goals in no time, too.

Personal Savings and CDs

Who doesn’t want their money to grow? First National Bank of Michigan offers several different personal savings options, such as money market savings accounts, health savings accounts, individual retirement accounts, certificates of deposits (CDs) and more. Looking to keep more than $250,000 in a savings account while staying insured? Contact us today to learn more about Insured Cash Sweep.

Personal Checking

No two people are the same. That’s why our relationship bankers will partner with you to tailor a checking account for your everyday needs. Whether you prefer traditional banking, or the latest technology, our checking accounts are easy to understand. Contact us to find the right fit for you, and only you.

Online and Mobile Banking

Point, click and go. We offer online and mobile banking for those who prefer to bank on the go. Available on all computers, our online banking program is perfect for your daily banking needs. Need to deposit checks or pay bills while on the road? Our First Mobile app will help you keep up with your finances while you’re away.

We also offer free e-statements. The most secure and environmentally friendly option, e-statements allow to you to access your statements at any time, without having to wait for snail-mail.

Other Personal Services

First National Bank of Michigan also provides other personal services, including credit cards, investment assistance, access to student loans and gift cards. Call one of our banking representatives today to learn more about these offerings.

A Banking Product For You

Contact a banker today to discuss your options.