Personal Banking

Putting You and Your Business First.

We Put You and Your Business First

First National Bank of Michigan understands that time and money are valuable. That's why we believe in putting you First. From the smallest transactions to those life changing moments, we are here to put you first.

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Personal Banking Products

We offer the following great products for our banking customers:


Buying a home shouldn't be stressful. Our experienced mortgage professionals will analyze your situation to make sure your mortgage is the right fit for you. We'll walk you through the process to ensure that your experience is stress-free and that you are ready to begin life in your new home.

Personal Loans

We can help you achieve your goals! Whether you are looking to build or make a large purchase, our personal loan professionals will determine the right personal loan for your borrowing needs. Our streamlined loan application process will ensure that you'll be achieving your goals in no time.

Personal Savings & CDs

At First National Bank of Michigan, we want to help your money grow. We offer several different personal savings options, such as certificates of deposits, money market savings accounts, health savings accounts, individual retirement accounts and more. Looking to keep more than $250,000 in a savings account while staying insured? Contact us today to learn more about Insured Cash Sweep.

Personal Checking

No two customers are the same. Our relationship bankers will work with you to find the right checking account for your daily needs. Whether you prefer traditional banking, or the latest technology, our checking accounts are easy to understand. Contact us to find the right fit for you.

Mobile and Online Banking

We offer online and mobile banking for the individuals who prefer to bank on the go. Available on all computers, our online banking program is great for your daily banking needs. Need to deposit checks or pay bills while on the road? Our First Mobile app will help you keep up with your finances while away from home.

First National Bank of Michigan offers free e-statements. The most secure and environmentally friendly option, e-statements allow to you to have access to your statements at any time without having to wait for them in the mail.

Other Personal Services

First National Bank of Michigan also offers other personal services, including credit cards, investment assistance, access to student loans and gift cards. Call a banking representative today to learn more about these offerings.

A Banking Product For You

Contact a banker today to discuss your options.