Personal Savings

Personal Savings

The Personal Savings account is perfect for customers who are ready to start saving. We waive the $300 minimum balance for minors.

Personal Banking Interest Rates

Money Market | Savings & Checking | HSA | Certificates of Deposit(PDF)

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Money Market Savings

Build your savings with our Money Market account. This account earns competitive interest on balances of more than $10,000.

Health Savings Accounts

This tax-advantaged account enables you to save for qualified medical expenses and has free debit card and ATM access.

Individual Retirement Accounts

Also known as IRA accounts, these accounts are a safe way to save for retirement that offers steady return.

Insured Cash Sweep

First National Bank of Michigan offers ICS services accounts through Promontory Interfinancial Services, allowing both personal and commercial customers to be insured in up to $100 million in deposits, while only working with your local bank! Contact your banker to learn more about how ICS can keep your money secure.