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Deposit Solutions

At First National Bank of Michigan, we have a variety of innovative checking and investment services designed to put your money to work for you.

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Top 3 Reasons to Invest in a CD

    [1] Safe and Sound: Certificates of deposit (CDs) are considered a safe option in terms of investment. In fact, the Federal Deposit Insurance Corporation (FDIC) currently insures customers’ CDs at member banks like First National Bank of Michigan to the maximum allowed by law.
    [2] Prepare to Plan Ahead: CDs offer you fixed interest rates. What’s more, you’ll be able to anticipate the rate at which your money grows, so planning for the future is easier.

    [3] Yield More: CDs earn steady interest at a higher rate than your average savings account. They’re a great way to diversify your investments beyond the traditional savings account you already have or could also serve as an alternative. The choice is all yours!

December CD Special

Get into the Holiday spirit with our rate specials.


Rising Rate Certificate of Deposit

Watch your money grow without the worry of long-term commitment.

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Personal Banking Interest Rates

Money Market | Savings & Checking | HSA | Certificates of Deposit

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Business Banking Interest Rates

Money Market | Savings | Rising Rate CD's | Certificates of Deposit

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Government Banking Interest Rates

Community Funds Checking | Certificates of Deposit

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Insured Cash Sweep (ICS) & CDARS Rates

ICS Checking & Savings | CDARS Certificates of Deposit

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Not For Profit Banking Interest Rates

Community Funds Checking | Certificates of Deposit

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