Deposit Solutions
At First National Bank of Michigan, we have a variety of innovative checking and investment services designed to put your money to work for you.

[1] Safe and Sound: Certificates of deposit (CDs) are considered a safe option in terms of investment. In fact, the Federal Deposit Insurance Corporation (FDIC) currently insures customers CDs at member banks like First National Bank of Michigan to the maximum allowed by law.
[2] Prepare to Plan Ahead: CDs offer you fixed interest rates. What's more, you'll be able to anticipate the rate at which your money grows, so planning for the future is easier.
[3] Yield More: CDs earn steady interest at a higher rate than your average savings account. They're a great way to diversify your investments beyond the traditional savings account you already have or could also serve as an alternative. The choice is all yours!
CD Rate Specials
Save for tomorrow with First National Bank of Michigan Certificates of Deposit.(PDF)
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Money Market Rates
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Rising Rate Certificate of Deposit
Increase your savings with a Rising Rate CD.(PDF)
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Personal Banking Interest Rates
Money Market | Savings & Checking | HSA | Certificates of Deposit(PDF)
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Commercial Banking Interest Rates
Money Market | Savings | Rising Rate CD's | Certificates of Deposit(PDF)
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Government Banking Interest Rates
Community Funds Checking | Certificates of Deposit(PDF)
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Insured Cash Sweep (ICS) & CDARS Rates
ICS Checking & Savings | CDARS Certificates of Deposit (PDF)
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Not For Profit Banking Interest Rates
Community Funds Checking | Certificates of Deposit(PDF)
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