Business Savings

First National Bank of Michigan wants to help your business grow. Contact us today to find the right savings plan for your business. We offer several business savings options:

First Business Savings

This savings option is a good fit for businesses that want to keep at least $1,000 in a savings account while earning competitive interest.

Business Money Market Savings

The Business Money Market Savings account is a high-yield account for businesses that would like to keep a larger balance with limited debit activities.

Business Banking Interest Rates

Money Market | Savings | Rising Rate CD's | Certificates of Deposit(PDF)

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Government Banking Interest Rates

Community Funds Checking | Certificates of Deposit(PDF)

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Not For Profit Banking Interest Rates

Community Funds Checking | Certificates of Deposit(PDF)

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Insured Cash Sweep

First National Bank of Michigan offers ICS services accounts through Promontory Interfinancial Services, allowing both personal and commercial customers to be insured in up to $100 million in deposits while only working with your local bank! Contact your banker to learn more about how ICS can keep your money secure.

Insured Cash Sweep (ICS) & CDARS Rates

ICS Checking & Savings | CDARS Certificates of Deposit (PDF)

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Interest on Lawyers Trust Account (IOLTA)

We offer IOLTA accounts. Please contact your banker for more information.