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Commercial Banking


We Consider Your Business Ours

First National Bank of Michigan offers the full complement of retail banking services, home mortgages and personal loans, with a special emphasis on commercial banking.

We consider your business ours because commercial banking has been our top priority since opening our doors in 2006. No matter your challenges or concerns, we will always make the time to understand them, guiding you through the borrowing process and beyond. Why? Because Michigan is our home, and we want to see your business grow for your success and the continued success of Michigan in the years ahead.

Bottom Line, We Help You Focus on Yours
We understand running a business takes commitment, sacrifice and good, old-fashioned hard work. That’s why we do everything possible to make our banking and loan processes simple--so you can stay focused on your bottom line. Our experienced commercial bankers and lenders will take great care in analyzing your current banking outlook and goals, and will find the best solutions for you.

Because all businesses are different, we make sure to treat the businesses we’re privileged to serve with distinction. Whether you’re transferring your accounts, opening a new business, or looking to expand or start a new project, we’ll walk you through it all, every step of the way. For more on how we can help take your business to the next level, talk to one of our commercial banking professionals.

Client Focus

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"I like that FNBM is a 'small', local bank."

Commercial Banking Products

We offer the following great products for our commercial banking customers:

Commercial Loans

We offer a variety of different loan options for your business. From lines of credit to equipment purchase loans, we'll help you find the right borrowing solution to help your business continue to thrive.

Commercial Checking

All businesses have different checking needs. Our commercial bankers will find the right checking account for you, whether you prefer one account or several.

Commercial Savings and Certificates of Deposit

Who doesn't like to save? Our commercial savings accounts and certificates of deposit are the best place to grow your money. We offer a range of accounts to fit the saving needs and goals of your business. Looking for FDIC coverage? Be sure to ask about our Insured Cash Sweep product, the perfect fit for businesses looking for secure and simple access to large deposits.

Cash Management

Easy-to-understand treasury management options are available to all commercial checking account holders. Our cash management services include remote capture, ACH, credit sweep, pay portal and more. Talk to us today to learn more about how you can streamline banking for your business.

Mobile and Online Banking

Point, click and go. We have mobile and online banking options for the tech-savvy business owner. Visit First National Bank of Michigan electronically by using our mobile banking app or online banking platform.

We also offer free e-statements, a simple, secure option that allows you to access your statement quicker and easier from anywhere!

Other Business Services

As a full-service bank, we deliver many other services designed to take the red tape out of banking. Talk to you banker to discover more about merchant services, business credit and debit cards, payroll cards, our courier service, and more.

A Commercial Banking Product For You

Contact a commercial lender today to discuss your options.