Commercial Lending

Let Us Help You With:

  • Lines of Credit
  • Term Loans
  • Construction Loans
  • Commercial Mortgage Loans
  • SBA Loans

We Consider Your Business Ours

First National Bank of Michigan offers the full complement of retail banking services, home mortgages and personal loans, with a special emphasis on commercial banking. We consider your business ours because commercial banking has been our top priority since opening our doors in 2006. No matter your challenges or concerns, we will always make the time to understand them, guiding you through the borrowing process and beyond. Why? Because West Michigan is our home, and we want to see your business grow for your success and the continued success of West Michigan in the years ahead.

Discover how working together can benefit you and your business.

Locally Owned

Why Local Matters

  • Commitment to Service
  • Understanding our customers
  • Years of experience serving West Michigan
  • Decisions are made in your community

Your Community is Our Community

First National Bank of Michigan is a community bank. That means instead of relying on an affiliation with a multi-bank holding company, we derive our funds from and lend to the community where we operate--West Michigan. Here you’ll find our branches, our offices and our people. Because we are local and locally owned, decisions are also made by professionals you can talk to face-to-face. First National Bank of Michigan’s commitment to delivering unmatched customer service, combined with our longstanding investment in the community, is why you’ll always receive the personalized attention you deserve when you bank with us.

Learn more about our staff, board and community connection.

Smart Solutions

A Solution For You

  • Cash Management
  • Remote Deposit
  • Mobile Banking
  • Direct Deposit
  • Online Bill Pay

Smart Solutions

Whether you’re someone who prefers taking advantage of the latest technology or you’re committed to traditional, face-to-face banking, First National Bank of Michigan is here to help you (and your business) thrive. We offer a complete line of commercial treasury management services, along with our rising rate certificates of deposit which allow you to watch your money grow without the worry of long-term commitment.

First National Bank of Michigan also has mobile and online banking services for our on-the-go customers. For more on our business solutions, click here, and don’t forget to sign up for our mobile banking.

Celebrating 10-Years

A Decade of Caring for Your Community

10-year Anniversary


The year 2016 marks our 10-year anniversary serving West Michigan, and we want to celebrate with you and the community. To honor our anniversary and continue giving back to the place we call home, our employees selected 10 local non-profits to support throughout 2016 in Kalamazoo, Portage and Grand Rapids.

Learn more about our 10-year anniversary support of local nonprofits here.

Mobile Banking

Mobile Banking

The First National Bank of Michigan mobile banking app enables you to bank from the comfort of your home or on the go. With your smartphone or tablet, you can check balances, make deposits and transfers, pay bills and more. Our business customers can also take advantage of sending ACHs while away from the office.

Learn more here or download the app today.

E-Statements: Secure, Timely and Eco-Friendly!

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