Commercial Lending

Let Us Help You With:

  • Lines of Credit
  • Term Loans
  • Construction Loans
  • Commercial Mortgage Loans
  • SBA Loans

Business is Challenging. Financing Shouldn't Be.

First National Bank of Michigan specializes in commercial banking services, providing loans and other financial services to commercial customers to help them grow their businesses. Our highly-experienced team of commercial lenders will work with you through every step of the borrowing process, ensuring that you're stress free as you achieve your goals.

Visit our business page to find the best fit for your business!

Locally Owned

Why Local Matters

  • Commitment to Service
  • Understanding our customers
  • Years of experience serving West Michigan
  • Decisions are made in your community

Locally Owned

First National Bank of Michigan is the only locally owned bank in Southwest Michigan and one of few in West Michigan. Being locally owned means that decisions are made here by professionals you can talk to face-to-face. Our commitment to superior service and our community means that you'll always have personalized service while working with First National Bank of Michigan.

The bank is privately owned by investors who value commitment to a locally controlled bank that helps the community grow and prosper.

Find out more about our committed staff, board and community involvement.

Smart Solutions

A Solution For You

  • Cash Management
  • Remote Deposit
  • Mobile Banking
  • Direct Deposit
  • Online Bill Pay

Smart Solutions

Whether you're interested in the latest technology or committed to traditional banking, First National Bank of Michigan has the right banking solution for you. We offer a full line of commercial treasury management services, along with our rising rate certificates of deposit. We also offer online banking services, which include fund transfers and online bill-pay, and mobile banking services are also available for the customer on-the-go. Come into any branch and our friendly customer service representatives can assist you with your transactions.

Learn more about solutions for your business by visiting our business services page, and sign up for mobile banking today!

Reinvesting Locally

Reinvesting Locally

A strong local economy benefits us all.

When you bank with First National Bank of Michigan, your deposits stay in the West Michigan community, and are lent back to local businesses and individuals. Our commitment to the community ensures that your funds help build and grow West Michigan's communities, which are fundamental to a healthy economy.

Talk to a banker to learn more about how banking with First National Bank of Michigan helps the local economy! You can also see how committed we are to our community.

Mobile Banking

Mobile Banking

First National Bank of Michigan has launched the new Mobile Banking app! Developed for smart phones and mobile tablets, our FNB Michigan Mobile Banking app lets you bank on the go. With Mobile Banking, you'll be able to check balances, make deposits, do transfers, pay bills and more on the go. Our business customers will enjoy the ease of sending ACHs while away from the office. Download the app today!

Learn more about the app and other online banking options.

E-Statements: Secure, Timely and Eco-Friendly!

It's easy to enroll and only takes a couple of minutes!

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