First National Bank of Michigan's Online Banking offers you access to your accounts 24 hours a day, seven days a week. Making a loan payment or transferring money from one account to another has never been so simple. Check your balance, look up a check or print a statement - you can do it all online, and it's FREE!
We have also provide a "Direct Connect" to current versions of Quick Books and Quicken. Click on the link below to learn how to set this convenient product up.
Already registered?
Login here...
How do I get started?
Simply print out and complete the Online Banking Application and mail, fax, or bring it in to your nearest First National Bank of Michigan office. After your application is processed, your Online Banking ID and instructions for activating your account will be sent to you by E-mail.

Click here for how to instructions on the Quicken / Quick Books Direct Connect interface.
Online Security
Be careful online! Click Here for basic online security.
Frequently Asked Questions
Q Do I need to have a First National Bank of Michigan account to bank online?
A Yes. You must have an account with us to use Online Banking. The bill pay feature requires a checking account. First National Bank of Michigan has a wide variety of checking accounts that would be perfect for online use.
Q Do I need a special computer to use Internet banking?
A You can use Online Banking with any computer that has Internet access and can run Netscape Navigator 4.5 or higher, or Microsoft Internet Explorer 5.0 or higher. The latest version of these browsers is highly recommended. We would also recommend the use of some sort of firewall software on your computer. You will also need a valid e-mail address.
Q Do I need special software to use Online Banking?
A No. Online Banking is an Internet-based system, so all you need is a computer, an account and a username and password.
Q Is Online Banking safe and is my privacy protected?
A Access to an account is by a username and password known only to you, and all transactions are encrypted. Please see our Privacy Statement and Security Statement for more details.
Q How do I sign-up for Online Banking?
A Signing up for Online Banking is easy! Download the Online Banking enrollment form or pick one up at any branch office. Complete the enrollment form. Fax (269) 488 - 8891 or deliver the enrollment form to us. We will verify the enrollment form information and then mail your account agreement and initial password.
Q How long does it take to get set up to use Online Banking?
A Please allow 2 business days from the time you submit your enrollment form.
Q How much does the First National Bank of Michigan Bill Pay cost me?
A For normal use it is free. That means you can save money by not using stamps or envelopes, and have a greater confidence that items will not be lost in the mail.